The insurance extends beyond just your main residence. It covers the entire property including outbuildings, swimming pools, boundary walls, fences, gates, and gate motors. The coverage applies to any private residential home used for domestic purposes, and the cover is provided up to the building value (insurance replacement value) that you declared to the insurer.

In addition to the above, the policy has the following covers, amongst others:

a. Cost of employing the security guard to protect the building if the damage had made it unhabitable, or during repairing or reinstatement of the building.
b. The rental costs, for an alternative accommodation following the damage of the insured building
c. Fire Brigade Charges-If authorities charge you with the cost of fire extinguishing following fire damage to tile dwelling, we will indemnify you.
d. Public Authorities Requirements-We will pay costs necessarily incurred in repairing or rebuilding in accordance with the requirements of public authorities following destruction or damage to the dwelling by an insured event,
e. Removal of fallen trees-We will pay costs necessarily incurred by you with our written consent for the removal of fallen trees from the dwelling following an insured event, in any 12 months period of insurance.