Household Contents Insurance

Our homeowners insurance, also known as buildings insurance, protects your property against various insured events including fire, lightning and weather-related damage. The coverage includes any water damage caused by leaking or overflowing from geysers, tanks, pipes, and gutters. Your property is also protected against both malicious and accidental damage.
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Claim - Property Loss/Damage

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In addition, the policy has the following covers, amongst others:
    a. Guests Property- If household contents and personal effects excluding money and negotiable instruments not otherwise insured belonging to a guest temporarily residing with you are lost or damaged by an insured event specified, or by theft from the private residence we will indemnify the guest up to P2,000 (two thousand Pula) any one claim.

    b. Domestic Staff’s Property- If household contents and personal effects excluding money and negotiable instruments belonging to your domestic staff are lost or damaged in the dwelling by an insured event, we will indemnify the domestic staff up to P2,000 (two thousand Pula) any one claim.

    c. Refrigerator and Deep Freeze Contents- In the event of deterioration of foodstuffs contained in any refrigerator/deep freeze unit in the dwelling as a result of,
    • Breakdown or accidental damage to the unit
    • Failure of power supplied by public authorities
    we will indemnify you for loss of foodstuffs up to P1,000 any one claim.

    d. Locks and Keys- We will indemnify you for costs reasonably and necessarily incurred as a direct consequence of any keys, (including card keys and remote controllers) for the dwelling or vehicle owned by you, being lost or damaged up to P2,000.

    e. Loss of Documents- We will indemnify you for loss or damage caused by an insured event to your personal documents up to P2,000 (two thousand Pula) any one claim. We will only be liable for the value of materials and the cost of labour in reinstating the documents or obtaining duplicates and not for the value to you of the content.

    f. Personal Liability- The Personal Liability coverage protects the insured against legal liability for accidental death, injury, or illness to others, as well as accidental damage to tangible property. It applies to the insured, permanent members of their household, and domestic workers, provided they adhere to the policy terms. The maximum payout, inclusive of legal and approved expenses, is limited to P2,000,000 per event or series of related events in any one insurance period.

Plot 50676
Fairgrounds Office Park
Block D, Unit 9, 3rd floor
Gaborone, Botswana

l CONTACT US l
Email: servicedesk@sesiro.co.bw Landline: 3648383
Extension: 18383
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