1.1.1 Comprehensive Cover– Comprehensive cover provides coverage against loss or accident to the insured vehicle, fire, theft and third-party liability, resulting from accidents and/or loss caused by an insured vehicle. Furthermore, our comprehensive insurance cover offers the following:
Towing services, from the scene of the accident to the nearest garage or safer place

• • Medical expenses following an accident
  • Loss of Keys
  • Windscreen replacement
  • Replacement of factory

fitted audio equipment and other accessories

1.1.2. Third Party, Fire and Theft– A policy that covers damages, or loss to your insured vehicle as a result of it being stolen or set on fire. Furthermore, it provides cover from claims that you are legally liable for, as a result of damage caused by your vehicles to a property belonging to the third party. It excludes cover to your vehicle.

1.1.3. Third Party Only– A policy that provides cover from claims that you are legally liable for, as a result of damage caused by your vehicles to a property belonging to the third party. It excludes cover for damage caused by fire, loss and/theft and damages to your insured vehicle.

1.2. Optional Covers

We have the following optional covers to complement our comprehensive motor insurance coverage:

1.2.1. Emergency Assist– EA operates a 24-hour dedicated hotline helpline that clients use to access roadside assistance services for their insured vehicles, within a radius of 10OKM. Such services as mechanical breakdown, towing, vehicle locksmith, flat tyre and flat battery, amongst others.

1.2.2. Excess Buy Back– Excess Buyback Benefit (EBB) allows you to avoid paying the basic excess (the standard amount you must contribute toward your claim payment to the repairers) on your motor vehicle insurance claims. When you have EBB, you would not need to pay the compulsory/basic excess for motor claims, for the first two claims during the current insurance period. This benefit only applies to the basic excess and does not cover Windscreen claims, and any additional or special excesses