Personal All Risks Insurance
This policy covers accidental loss or damage to personal items, normally carried around and worn by individuals, both specified and unspecified, anywhere in the world.
EXCLUSIONS
We are not responsible for:
- Sporting equipment while in actual use.
- Loss of insured property from an unattended vehicle, unless it’s in a locked boot or compartment, and the vehicle was broken into.
- Wear and tear or things losing value over time.
- Electrical or mechanical failure, unless there’s other damage too.
- Loss during cleaning, dyeing, or renovation/ upgrading.
- Loss due to confiscation or detention by law
- Any item used for work, business, or trade.
- Damage caused by rust, mold, corrosion, or decay.
- Damage caused by termites, pests, or insects.
Protects personal belongings from accidental loss or damage worldwide.
🔹 Unspecified Assets – Covers everyday items like clothing & sports gear (up to P5,000).
🔹 Specified Assets – Covers valuables like phones, laptops, watches & jewelry.
💡 Extra Protection:
💰 Cash Loss – Covers up to P1,000 for stolen money.
📜 Stamp & Coin Collections – Limited to two-thirds of catalog value (max P500 per item).
💎 Jewelry & Watch Valuation – Items over P10,000 require a valuation certificate; otherwise, payout is capped at P10,000 per item.
Plot 50676
Fairgrounds Office Park
Block D, Unit 9, 3rd floor
Gaborone, Botswana
Email: servicedesk@sesiro.co.bw
Landline: 3648383
Extension: 18383
Extension: 18383