Personal All Risks Insurance
This policy covers accidental loss or damage to personal items, normally carried around and worn by individuals, both specified and unspecified, anywhere in the world.
• Unspecified Property: Includes clothing, personal effects, and sports equipment normally used by you and as included in your policy. The payout is based on the current replacement cost and limited to P5000 in any one insurance period.
• Specified Property: Covers items listed in the specified article schedule for repair, replacement, or payout. Specified property could be cell-phones, video cameras, laptops, bicycles, handbags, jewellery, watches and other portable items.
In addition to the above, the policy has the following covers, amongst others:
• Items must be stored securely and records kept separately. • the payout will be limited to two-thirds of catalogue value, subject to P500 per item and exclusions for wear and tear.
c. Jewelleries and Watches Valuation- Claims for jewellery and watches require a professional valuation certificate for items above P10,000. Without a certificate, claims are capped at P10,000 per item.
Plot 50676
Fairgrounds Office Park
Block D, Unit 9, 3rd floor
Gaborone, Botswana
Extension: 18383